Texas Car Insurance Cost for 2022: Rates + Cheapest Vehincles - Tutorapik

Texas Car Insurance Cost for 2022: Rates + Cheapest Vehincles

Texas Car Insurance Cost for 2022

Average car insurance cost in Texas is $1,436 per year, which is 7.4% less than the national average rate of $1,551. The average cost of car insurance in Texas per month is $120.

Car insurance cost for some of the more popular cars and trucks in Texas include the Toyota Camry at an average of $1,412 per year, the Ford F150 at $1,388, the Nissan Altima at $1,606, and the Chevrolet Silverado at $1,542 per year.

Other popular vehicles and their average car insurance rates include the Toyota Corolla at $1,412 per year, the Honda Accord at $1,500, the Honda Civic at $1,422, and the Nissan Sentra with an average cost of $1,400 per year.

The next chart shows average car insurance cost in Texas for different driver ages and policy deductible levels. Rates are based on the average for all 2021 vehicle models.

Averange Car Insurance Cost in Texas

Average Car Insurance Cost in Texas

The average cost of car insurance in Texas in the chart above ranges from $1,086 per year for a 60-year-old driver with a high deductible policy to $3,300 per year for a 20-year-old driver with low policy deductibles. As a monthly expense, the average cost of car insurance per month in Texas ranges from $91 to $275 for those same drivers.

Teen driver car insurance rates in Texas will be the highest of any age group due to their inexperience and higher frequency of accidents. Average insurance rates for 16 to 19-year-olds ranges from $3,604 per year for a 19-year-old female driver up to $5,140 per year for a 16-year-old male driver.

Which vehicles have cheap car insurance in Texas?

As a segment, compact SUVs tend to have the overall cheapest car insurance in Texas. The Mazda CX-5, Chevrolet Trailblazer, Nissan Kicks, and Toyota C-HR all have cheap insurance rates.

Texas drivers like their full-size pickup trucks, and the Ford F150, GMC Sierra, and Nissan Titan are the cheapest to insure in Texas. Average insurance rates for those three trucks are $1,388, $1,464, and $1,516 per year, respectively.

Other models that rank well for car insurance cost in Texas include the Nissan Rogue Sport at an average annual cost of $1,196, the Hyundai Venue at $1,220, and the Buick Envision at $1,220 per year.

The most popular car in Texas, the Toyota Camry, doesn’t fare as well as some of the other vehicles, as the cost to insure a Camry in Texas costs an average of $1,412 per year, or around $118 per month.

The table below includes the top 100 cheapest vehicles to insure in the state of Texas. The list was created from all vehicle segments, including compact, midsize, and full-size cars, trucks, and SUVs, including luxury models.

TOP 100 CHEAPEST VEHICLES TO INSURE IN TEXAS

Rank
Make/Model Annually Monthly
   1. Mazda CX-5  $1,092       $91
   2. Nissan Kicks   $1,120       $93
   3. Chevrolet Trailblazer  $1,126       $94
   4. Honda Passport  $1,152       $96
   5. Subaru Crosstrek  $1,152       $96
   6. Chevrolet Colorado  $1,178       $98
   7. Buick Encore  $1,186       $99
   8. Toyota C-HR  $1,188       $99
   9. Nissan Rogue Sport  $1,196     $100
  10. Buick Envision  $1,220     $102
   11. Hyundai Venue  $1,220     $102
   12. Kia Seltos   $1,224     $102
   13. Ford Maverick  $1,228     $102
   14. Acura RDX  $1,230     $103
   15. Subaru Ascent  $1,232     $103
   16. Toyota Corolla Cross  $1,232     $103
   17. Subaru Forester  $1,242     $104
   18. Hyundai Kona  $1,244     $104
   19. Mazda MX-5 Miata  $1,244     $104
   20. Subaru Impreza  $1,244     $104
   21. Volkswagen Tiguan  $1,246     $104
   22. Chevrolet Spark   $1,250     $104
   23. Honda CR-V  $1,256     $105
   24. Cadillac XT4  $1,260     $105
   25. Mazda CX-30  $1,268     $106
   26. Ford Ranger  $1,276     $106
   27. Honda HR-V  $1,290     $108
   28. Ford Edge  $1,292     $108
   29. Ford Ecosport  $1,302     $109
   30. Chevrolet Trax  $1,316     $110
   31. Subaru Outback  $1,316     $110
   32. Acura ILX   $1,322     $110
   33. GMC Terrain  $1,322     $110
   34. Mitsubishi Eclipse Cross  $1,326     $111
   35. Nissan Murano  $1,332     $111
   36. Toyota Tacoma  $1,332     $111
   37. Hyundai Tucson  $1,336     $111
   38. Honda Odyssey  $1,338     $112
   39. Chevrolet Bolt  $1,340     $112
   40. Toyota Venza  $1,340     $112
   41. Chevrolet Equinox  $1,342     $112
   42. Ford Explorer   $1,348     $112
   43. Volkswagen Taos  $1,348     $112
   44. Fiat 500X  $1,350     $113
   45. Toyota RAV4  $1,356     $113
   46. Kia Sorento  $1,360     $113
   47. Kia Soul  $1,360     $113
   48. Nissan Frontier  $1,366     $114
   49. GMC Canyon  $1,374     $115
   50. Hyundai Palisade  $1,376     $115
   51. Hyundai Santa Cruz  $1,380     $115
   52. Volkswagen Golf   $1,380     $115
   53. Volvo XC40  $1,380     $115
   54. Mazda MX-30  $1,384     $115
   55. Volkswagen Atlas  $1,386     $116
   56. Ford F150  $1,388     $116
   57. Jeep Compass  $1,390     $116
   58. Subaru Legacy  $1,390     $116
   59. Kia Niro  $1,392     $116
   60. Honda Insight  $1,396     $116
   61. Volkswagen Jetta  $1,396     $116
   62. Honda Ridgeline   $1,398     $117
   63. Nissan Sentra  $1,400     $117
   64. Toyota 4Runner  $1,400     $117
   65. Nissan Rogue  $1,406     $117
   66. Kia K5  $1,410     $118
   67. Mercedes-Benz A220  $1,410     $118
   68. Cadillac XT5  $1,412     $118
   69. Ford Escape  $1,412      $118
   70. Jeep Gladiator  $1,412     $118
   71. Toyota Camry  $1,412     $118
   72. Toyota Corolla   $1,412     $118
   73. Kia Rio  $1,416     $118
   74. Volkswagen Passat  $1,418     $118
   75. Honda Civic  $1,422     $119
   76. Mazda 3  $1,422     $119
   77. Hyundai Ioniq 5  $1,426     $119
   78. Lexus NX 250  $1,428     $119
   79. Mini Cooper Clubman  $1,428     $119
   80. BMW X1  $1,430     $119
   81. Jeep Renegade  $1,430     $119
   82. Mazda 6  $1,430     $119
   83. Kia Sportage   $1,436     $120
   84. Toyota Prius  $1,436     $120
   85. Chrysler Pacifica  $1,438     $120
   86. Lexus NX 350h  $1,438     $120
   87. Lexus UX 250h  $1,438     $120
   88. Volkswagen Atlas Cross Sport  $1,438     $120
   89. Mazda CX-9  $1,440     $120
   90. Chevrolet Tahoe  $1,442     $120
   91. Ford Bronco  $1,442     $120
   92. GMC Acadia  $1,442     $120
   93. Toyota Highlander  $1,444     $120
   94. Nissan Pathfinder  $1,452     $121
   95. Honda Pilot  $1,454     $121
   96. Hyundai Accent  $1,454     $121
   97. Mitsubishi Outlander Sport  $1,460     $122
   98. GMC Sierra  $1,464     $122
   99. Lexus NX 350  $1,464     $122
 100 Volkswagen ID4  $1,464     $122

Car insurance rates for select Texas cities

Annual and monthly average rates are shown in the list below for some of the larger cities in Texas. Click on any city to view a dedicated page that details not only average rates, but also the vehicles with the cheapest car insurance rates overall.

  • Houston Car Insurance - $1,618 per year or $135 per month
  • San Antonio Car Insurance - $1,458 per year or $122 per month
  • Dallas Car Insurance - $1,626 per year or $136 per month
  • Austin Car Insurance - $1,386 per year or $116 per month
  • Fort Worth Car Insurance - $1,406 per year or $117 per month
  • El Paso Car Insurance - $1,404 per year or $117 per month
  • Arlington Car Insurance - $1,462 per year or $122 per month

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